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Annual Travel Insurance For People Aged Up to 65

Best for travellers who undertake several trips within a 12 months period
For UK, EU and EEA residents including residents of Iceland, Liechtenstein and Norway
Single Trip duration of up to 120 days per trip
Kids under 18 covered for free

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Overview
What’s covered
Geographical limits
Policy Wording

What is Annual Travel Insurance for People Up to 65?

This Annual Travel Insurance plan is suitable for most Individuals (from £), Couples or Families (from £ per Family) who undertake several trips within a 12 months period. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered. You can select from a range of options and can even select cover for individual trips of up to 120 days at a time. If you are aged 66 to 70, the individual trip duration is limited to a maximum of 60 days.

Please note – we strongly suggest you consider an immediate start date as this will ensure that you are covered for the Cancellation of any pre-booked trips. Otherwise, if you select the departure date of your first holiday and you have to cancel before your departure, you will not be covered.

Annual Travel Insurance Up To 65 Benefits

Number of trips per year is unlimited
Free Cruise Cover
For those who take more than 45 days per trip – free business cover and 17 days of Winter Sports cover
Many Pre-Existing Medical conditions covered
Trekking up to 3500m, White Water rafting and lots of other adventure activities covered as standard
Low excess level and no hidden costs
24-hour Emergency Medical support

Attention!

The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.

So what exactly does Annual Travel Insurance for people aged up to 65 provide?

Annual Multi Trip cover will allow you to travel several times per year without the need of having to buy travel insurance each and every time. There is a range of options available to accommodate every traveller’s needs.

You will also be pleased to know children are covered for free under the Annual Multi Trip policies up to the age of 17 (up to 4 kids, plus infants under 2 yrs per Policy).

Annual Multi Trip will give you a good saving if you will make two or more trips during the year and offers a much bigger saving for couples or families.

We at Globelink know our customers and try to cater to their every travel need. We know Annual Multi Trip policy is the best option for people who have to travel often on business so we included business trips as part of the standard cover free of charge (terms and conditions apply to manual occupations). You will also get 17 days Winter Sports cover for free with trip duration of 45 days and over.

There are extras available with every policy. For a small extra fee you can get cover for additional Valuables, Top Up Cancellation, Excess Waiver, Golfer’s Cover, Wedding cover, check the whole list.

Still have questions?

Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.

Schedule of Cover AMT up to 65

Schedule of Cover and Limits of Indemnity per Insured Person (All Benefits are stated in UK Pounds)

	Person Per Section Cover	Maximum Sums Insured Per Person	Excess Per Claim
A	Cancellation or CurtailmentCover for unrecoverable costs and deposits incurred if you are forced to cancel or cut short your trip as a result of specified causes such as death, injury, illness or redundancy.	Up to £6,000 in total	£75
B	Emergency Medical & Other Expenses (including Dental Treatment) Reasonable hospital, medical and other expenses including emergency repatriation costs to your home country within the EU.	Up to £10,000,000 in total Up to £200 in total	£75 £50
B1	Hospital Confinement BenefitCash benefit paid to you for each day you are hospitalized abroad to help towards additional expenses such as and phone calls, magazines etc.	Up to £50 per 24 hours up to a maximum of £500 in total	Nil
C	Personal Accident Death Loss of Limb or Eye Permanent Total Disablement This is a lump sum payment in the event of accidental injury resulting in death, loss of limb or eye or permanent total disablement.	Up to £25,000 in total* Up to £25,000 in total* Up to £25,000 in total* *(£1,500 if under 18 or over 69)	Nil
D	Delayed Departure Abandonment after 24 hours In the event of your flight being delayed by the carrier in excess of 12 hours. The Insurers will pay £20 for the first 12 hours followed by £10 for each extra 12 hours to a total of £100.	Up to £40 first 12 hours, £20 for each additional 12 hour period up to a maximum of £500 in total Up to £6,000 in total	Nil £50
D1	Missed DepartureA payment towards the reasonable additional accommodation and travel expenses if you miss the departure of your initial Outward or final Inward international leg on which you are booked to travel, as a result of failure of public transport, accident or breakdown involving your vehicle or ahead of you on a motorway, strike or adverse weather.	Up to £1,500 in total	£50
E	Baggage Single Article/Pair/Set Limit Total Valuable Limit Spectacles/Sunglasses Limit Delayed Baggage (Minimum delay of 12 hours) Loss or damage to your personal baggage providing you take proper care to safeguard your property at all times. The any one article and valuables limit are as specified. We recommend that any expensive valuables such as ipads, cameras, phones etc. are separately insured under an All Risks policy.	Up to £3,000 in total Up to £300 in total Up to £300 in total Up to £300 in total Up to £150 in total	£50 £50 £50 £50 Nil
F	Personal Money Passport & Documents Cover for personal money and documents, including the unused portion of passports, visas and driving licences.	Up to £750 in total* (£250 if aged under 18) Cash limit per Insured Person is £250 (£100 if under 18 yrs) Up to £250 in total (£100 if aged under 18)	£50 £50
G	Extended Kennel and/or Cattery Fees A payment towards any additional cost if your dog or cat has to extend their stay in pre-booked kennel or cattery if your return home is delayed due to your injury, illness or disease (if covered under section B).	Up to £30 per day up to a Maximum of £300 in total	Nil
H	Personal Liability (including Rental Acommodation Limit) Cover if you become legally liable to pay compensation arising from you causing bodily injury, to certain people, or damage to rented accommodation. This section does not extend to the use of any type of vehicle or craft, or anything related to any work or business.	Up to £2,000,000 in total Up to £100,000 in total	£250 £250
I	Legal Expenses & AssistanceCosts and expenses incurred in pursuit of claims arising out of your death bodily injury or illness.	Up to £15,000 in total	£250
J	Mugging BenefitPayment for each full 24 hours you are hospitalized as a direct result of injuries sustained if you are mugged.	Up to £50 for each 24 hours spent in hospital up to a maximum of £1000 in total	Nil
K	Hijack CoverPayment if you are prevented from reaching your scheduled destination as a result of the hijack of the aircraft or ship in which you are travelling.	Up to £100 for each 24 hours up to a maximum of £500 in total	Nil
L	Withdrawal of ServicesPayment in the event of the withdrawal for more than 24 hours of water or electrical services to your hotel or accommodation, waiter/waitress service, kitchen service (if no food is served).or room cleaning service.	Up to £20 after 24 hours, then up to £20 each additional period of 24 hours up to a maximum of £200 in total	Nil
M	CatastrophePayment towards the additional accommodation charges if you are forced to move from your pre-booked accommodation as a result of fire, lightening, explosion, earthquake, storm, tempest, hurricane, flood, medical epidemic or government directive.	Up to £500 in total	Nil
WINTER SPORTS COVER – UP TO AGE 65 ONLY Up to 17 days within the policy period covered for Annual Multi-Trip Insurance
O1	Ski Equipment Single Article/Pair/Set Cover for accidental loss, theft or damage to your own or hired ski equipment.	Up to £750 in total Up to £250 in total	£50
O2	Ski Equipment HireThe cost of hiring replacement ski equipment as a result of accidental loss/theft or damage or temporary lost in transit for more than 24 hours your own ski equipment.	Up to £30 per day up to £200 in total	Nil
O3	Ski PackCover for the unused portion of your ski pack following your illness, injury, or if you lose your lit pass	Up to £50 per day up to £400 in total	Nil
O4	Piste ClosureCover towards travel if your resort is closed and it is not possible to ski.	Up to £30 per day up to £200 in total	Nil
O5	Avalanche or Landslide ClosureIf delayed due to avalanche or landslide at your resort.	Up to £30 per day up to £200 in total	Nil
GOLF EXTENSION – (Only applicable if additional premium paid)
P1	Loss of Green FeesCover for unused Green Fees if you trip is unavoidably cancelled or curtailed.	£50 per 24 hours up to £500 in total	Nil
P2	Golf Equipment Single Article/Pair/Set Limit Golf Equipment Hire Cover in case your golf equipment is lost, destroyed or stolen.	Up to £1,000 in total including: Up to £250 in total £50 per 24 hours up to £250 in total	£50 £50 Nil
P3	Liability for Golf BuggiesCover for claims made against you for accidental injury, death or property damage caused whilst you are using a golf buggy.	Up to £500,000	£250
P4	Hole-In-One (Bar Bill)Cover for bar bills that You incur as a result of You getting a Hole-In-One.	Up to £150 in total	Nil
WEDDING/CIVIL PARTNERSHIP COVER (Only applicable if additional premium paid) APPLIES PER INSURED COUPLE
Q1a	Wedding Bands & Gifts Single Article/Pair/Set Limit Cover for accidental loss, theft or damage to Wedding Bands and Gifts.	Up to £1,000 in total Up to £500 in total	£50
Q1b	Wedding Attire Single Article/Pair/Set Limit Cover for accidental loss, theft or damage to Wedding attire to worn by the couple on their wedding day.	Up to £1,000 in total Up to £500 in total	£50
Q2	Wedding Photography/VideoCover for professional photographs and video recording of the wedding day if they are lost, stolen or damaged within 15 days whilst you are on honeymoon.	Up to £500 in total	£50
SPECIAL EVENTS CANCELLATION OR CURTAILMENT CHARGES COVER (Only applicable if additional premium paid)
R	Cancellation or CurtailmentIf your trip has been arranged specifically to attend a sporting or entertainment event that You have purchased tickets for prior to Your trip departure and such event is cancelled.	Up to limits shown in Section A Single Ticket Limit £400	£50
FINANCIAL FAILURE PROTECTION AND TRAVEL DISRUPTION COVER
S1	End Supplier Failure InsuranceCover for prepaid sums paid prior to Financial Failure of the scheduled airline, hotel, train operator including Eurostar, car ferries; villas abroad & cottages; coach operator, car or camper hire company, caravan sites, campsites, mobile home, safaris; excursions; Eurotunnel; theme parks or attractions all known as the End Supplier of the travel arrangements not forming part of an inclusive holiday.	Up to £3,000	Nil
S2	Force Majeure - Travel Disruption CoverCover if as a result of major climatic conditions and acts of nature (earthquake, volcano etc) your pre-booked outward or return journey is delayed by more than 24 hours.	Up to £3,000	£50

Geographical Limits - Area Definitions

Europe

Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City.

Worldwide
(Excluding)

Worldwide, excluding Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe).

Worldwide
(All countries)

Worldwide including Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe).

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Annual Travel Insurance For People Aged Up to 65

What is Annual Travel Insurance for People Up to 65?

Annual Travel Insurance Up To 65 Benefits

Attention!

So what exactly does Annual Travel Insurance for people aged up to 65 provide?

Still have questions?

Schedule of Cover AMT up to 65

Travel Insurance

Policy Wording for Policies issued to UK residents (Living in the UK only) from 29th November onwards.

Policy Wording for Policies issued to UK residents (Living in the UK only) from 1st October 2023 to 28th November.

Policy Wording for Policies issued to UK residents (Living in the UK only) from 1st June 2022 to 30th September 2023.

Policy Wording for Policies issued to UK residents (living in the UK only) from 30th Dec 2020 to 31st January 2022