It is a condition of this insurance that you will not be covered under Section A – Cancellation or curtailment charges, Section B – Medical, repatriation and other expenses, or Section C - Personal accident of this policy for any claims arising directly or indirectly from any pre-existing medical condition that you have unless the pre-existing medical conditions that you have are included in the list of No Screen Conditions shown in this section and the words in brackets apply to you.
A Pre-Existing Medical Condition means:
We automatically cover many Pre-Existing Medical Conditions as standard. See the ‘No Screen Conditions’ list below. You do not need to contact us if all of your Pre-Existing Medical Conditions are included in this list and the words brackets apply to you. If you have questions relating to these accepted conditions, please email firstname.lastname@example.org or call +44 (0)1353 699 082 9am-5pm Mon-Fri. Alternatively, if you are unsure whether your condition is covered by our No Screen Conditions list, please complete the Enquiry Form and email it to email@example.com and we will advise whether it is included.
If after taking out this Insurance you become aware of any circumstances that may give rise to a claim such as changes in your health or that of a person on whom this insurance may depend (e.g. a close relative) you must contact us and tell us about the changes as soon as reasonably possible and prior to any trip on firstname.lastname@example.org.?
You do not need to contact us if all the pre-existing medical conditions that you have are included in this list and the words in brackets apply to you and the condition has been stable and well controlled for the last 12 months on GP administered medication and have not required a hospital admission or referral to specialist because of a worsening of your condition.
Stable and well-controlled’ means the condition has been controlled by medication administered by a medical practitioner and you have not required a hospital admission or referral to a specialist as a result of a worsening of your condition within the last 12 months.
You should declare all medical conditions which aren't included in the No Screen Medical Conditions list.
There is no fixed recommended sum. Globelink policy options cover between £5,000,000 - £10,000,000 Emergency Medical Expenses. A large number of pre-existing medical conditions are covered for free on Globelink travel insurance policies. If you have a condition, which isn't included in the No Screen Medical Conditions list, you must declare it to our Medical Screening Helpline and they will advise whether your condition can be covered, whether an additional premium applies, or any changes to the policy terms and conditions.
A pre-existing medical condition for Globelink is any medical condition that you already have, or have symptoms for. See https://www.globelink.co.uk/general-information/medical-and-health/pre-existing-medical-conditions.html for full definition and details.
Travel medical insurance usually covers emergency medical expenses and repatriation for unforeseen medical emergencies including illness and accidents while abroad. A number of pre-existing medical conditions are automatically for free by Globelink. All policies provide you with 24-hour medical emergency assistance if you fall ill, have an accident, or have health issues abroad.
Globelink offer travel medical insurance policies, which cover over 50 pre-existing medical conditions for free.
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