Hazardous Pursuits

The following lists detail the sports and activities that this policy will cover. The sports and activities in Activity Categories 3 and 4 will only be covered if shown on the Validation Certificate. All sports and activities are subject to the terms, conditions and exclusions in this policy. You must also ensure that you are adequately supervised while undertaking the sport and/ or activity and that you are wearing the appropriate safety equipment at all times. If you do not do this, then we may not pay your claim. Certain restrictions apply to some sports and activities as set out below.

Cover for activities as listed under the various Categories below are covered when participated in on a recreational and amateur basis only and not for competitions or any professional activity unless specifically agreed with Globelink International in writing.

We will not pay for claims arising directly or indirectly from:

1. Professional sports or entertaining: Your participation in or practice of any professional sports or professional entertaining.

2. Other sports or activities: Your participation in or practice of any other sport or activity, manual work, driving any motorised vehicle in motor rallies or competitions or racing unless:

   a) specified in the lists under this Appendix A below or

   b) shown as covered in the Validation Certificate when the additional premium is paid to extend policy cover for specified activities.

If you are going to take part in any activity which may be considered dangerous that is not detailed below, please contact: Globelink International at: globelink@globelink.co.uk or call +44 (0)1353 699 082 as we may be able to offer cover for an additional premium.

Details of the sports and activities which you have purchased for cover will be shown in the Validation Certificate.

ACTIVITY CATEGORY 1

The following sports and activities are covered under all sections except for those noted below.

• activity Category 1 / hazardous pursuits

• Aerobics
  Covered
• Amateur Athletics
  Track and field
• Archery
  Covered
• Assault Course
  Covered
• Badminton
  Covered
• Banana Boating/Water Sled
  Only as a passenger with no right of control.
• Baseball
  Covered
• Basketball
  Covered
• Beach Games (Volley ball, beach mini golf, Frisbee, boules, petanque)
  Covered
• Billiards / Snooker / Pool
  Covered
• *Black Water Rafting/Cave Tubing (up to Grade 3 only as passenger)
  Only as a passenger with no solo right of control up to max Grade 3 Waters only.
• Blade Skating
  Covered
• Body Boarding/Boogie Boarding
  Covered
• Bowls
  Covered
• Bungee Jumping **
  Only as a short duration incidental day excursion with a licensed public hirer.
• Canoeing/Kayaking
  Inland & coastal waters only. Up to grade 2 waters.
• Clay Pigeon Shooting **
  Must be adequately supervised and as part of organised activity instructed by professional organisers & within organisers guidelines).
• Cricket
  Covered
• Croquet
  Covered
• Curling
  Covered
• Cycling
  On Road / No Racing
• Deep Sea Fishing
  Covered
• *Dinghy Sailing
  Small non-motorised hand/foot/sail propelled watercraft with a max 4 person Capacity. Inland & coastal waters only. Max grade 2 waters only.
• Falconry**
  Covered
• Fell Walking/Running
  No climbing covered.
• Fencing
  Covered
• Fishing (course fishing/Angling)
  Covered
• Flying
  Only as a fare paying passenger in a fully licensed passenger carrying aircraft.
• Fives
  Covered
• Football/Soccer (Amateur)
  Amateur only.
• *Glass Bottom Boat/Bubbles
  Only as a fare paying passenger with no right of control.
• Golf
  Covered
• Go Karting*
  Excludes Super Karts. Only as a short duration incidental day excursion Activity with a licensed public hirer, instructed by professional organisers and within organisers guidelines).
• Handball
  Covered
• Hiking/Walking up to 2,500 metres
  Recognised trails and man-made roads.
• Hurling
  Amateur only and not main purpose of trip.
• Jogging
  Covered
• Korfball
  Covered
• Lacrosse
  Covered
• Lapland Activates (Husky/Reindeer Ride, Snowmobile *, Sledging* Short Day Trips) Excludes Bobsleighs
  No Personal Liability cover.
• Marathon Running
  Covered
• Netball
  Covered
• Octopush
  Covered
• Orienteering
  No climbing covered.
• Racket Ball
  Covered
• Rambling
  Covered
• Refereeing (amateur only)
  Amateur only.
• Ringo
  Covered
• Roller Blading/in Line Skating
  Covered
• Roller Skating
  Covered
• Rounders
  Covered
• Rowing*/*River Canoeing
  Covered
• Running
  Recreational, non-competitive.
• Sail Boarding*
  Inland & coastal waters only.
• Skate Boarding
  Covered
• Sledging (not on snow)
  Covered
• Snorkelling
  Covered
• Softball
  Covered
• Spear fishing (without tanks)
  Covered
• Squash
  Covered
• Surfing*
  No Competitions. Inland and Coastal waters only.
• Swimming
  Covered
• Swimming with dolphins
  Covered
• Swimming / Bathing with Elephants
  Covered
• Sydney Harbour Bridge
  Covered
• Tennis / Table Tennis
  Covered
• Ten Pin Bowling
  Covered
• Trampolining
  Covered
• Track Events
  Covered
• Tree Canopy Walking
  Covered
• Trekking up to 4000m
  Up to 4000 metres above sea level on organised tours and recognised routes, not involving any technical climbing. Search & Rescue for medical reasons only. For Trekking above 4000 metres please contact Globelink International. Additional premiums and conditions will apply.
• Triathlon
  Covered
• Tug of War
  Covered
• Volley Ball
  Covered
• Wake Boarding
  Covered
• *Water Parks
  Subject to being a licensed waterpark with qualified lifeguards.
• Water Polo
  Covered
• Whale Watching
  Covered
• White Water Rafting
  White Water Rafting Only inland and coastal waters and only as a passenger with no solo right of control. Up to grade 3 water only.
• Windsurfing / Sailboarding *
  Only inland & coastal waters. Up grade 3 waters only.
• *Wind Tunnel Flying
  Pads and helmets to be worn. NO Personal Liability cover.
• Zip lining
  Safety harness must be worn.
• **Zorbing / Hydro Zorbing/Sphering
  Safety harness must be worn.

The following sports and activities are covered under all sections except for those noted below.

All sports and activities in this category are not covered under Section C Personal Accident or under Section H Personal Liability.

• activity Category 2 / hazardous pursuits (Subject to a £150 Excess)

  £150 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

• Abseiling
  Within organisers guidelines.
• Administrative or Clerical Occupations
  Includes voluntary work.
• Archaeological Digging
  Covered
• BMX Riding
  Up to Grade 2 slopes.
• Camel Riding
  Covered
• Catamaran Sailing
  Territorial Waters Only.
• Clerical work
  Covered
• Cycle Touring
  Must be on recognised roads, not in competition or racing, wearing a safety helmet at all times.
• Elephant riding/Trekking
  Covered
• Gymnastics
  Covered
• Heptathlon
  Covered
• Horse Riding
  Excluding competitions, racing, jumping and hunting, headgear must be worn.
• Hovercraft Passenger
  Covered
• Hot Air Ballooning
  Fare paying passenger only on a One Day Excursion. Not as a pilot or ballooning safaris.
• Jet Boating / No Racing
  Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only
• Jet Skiing
  No Racing. Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only.
• Judo
  Training only & no contact.
• Karate
  Training only & no contact.
• Kung Fu
  Training only & no contact.
• Martial Arts
  Training only & no contact.
• Motorcycling (Max 250cc)
  up to a Maximum engine capacity of 250cc You must hold full driving license in your own Home Country for cc rating being ridden. A safety helmet must be worn at all times and must be on recognised roads. No cover for off-road, racing or competitions. For cc rating over 250cc please email globelink@globelink.co.uk
• Manual Occupations Inc Voluntary Work
  Only at ground level and involving no more than hand tools.
• Paintballing / War Games
  Wearing eye protection.
• Parascending
  Must be licensed operator with professional guide and only in EU, EEA, USA, Canada, Australia & New Zealand.
• Pony Trekking
  Wearing protective gear.
• Power Boating
  No racing and non-competitive, inland and territorial waters only.
• Sailing / Yachting
  Includes amateur racing competitions, inland and territorial waters only.
• Safari Trekking (Organised Tours Only)
  Not involving the use of firearms. Must be organised tour.
• Sand Boarding
  Covered
• Sand Dune Surfing/Sand skiing
  Covered
• Sand Yachting
  No Racing
• Scuba Diving to maximum depth 30 metres
  Providing PADI/BSAC Certificate of Proficiency held, or diving with a qualified instructor where diving up to 9 metres only. Subject to endorsement in Appendix C.
• Students working
  Students working as counsellors or university exchanges for practical course work (manual work at ground level using no more than hand tools).
• Street Hockey
  Covered
• Tall Ship Crewing
  No Racing
• Volunteer Work
  Includes manual work at ground level using no more than hand tools.
• War Games / Paint Balling
  Eye & body protection must be worn. No Personal Liability cover.
• Water Skiing / Water Ski Jumping
  Covered
• Working Abroad
  Includes Volunteer work / manual work at ground level using no more than hand tools.

• activity Category 3 / hazardous pursuits (Subject to a £300 Excess)

  Additional Premium of £35. £300 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

• Black Water Rafting
  Grade 4. Only as a passenger with no solo right of control.
• Boxing / Kickboxing
  Covered
• Canoeing / Kayaking
  Inland & coastal waters only. Up to grade 3 waters.
• Dry Skiing
  Covered
• Heli Skiing / Boarding
  Must be licensed operator EU, EEA, USA, Canada, Australia & New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
• Hockey
  Protective head gear to be worn.
• Kite Surfing
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
• Mountain Biking/Cycling off road
  Wearing a helmet and no racing.
• Paragliding
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
• Quad Biking
  Wearing a helmet and no racing.
• Rock Climbing (Not Mountain climbing)
  Climbing (Not Mountain climbing).
• Rugby
  Amateur (Union/League).
• Small Bore Target / Rifle Range Shooting
  Within organisers guidelines.
• Weight Lifting
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. Within organisers guidelines and only as part of a pre-paid excursion led by professional guides/organisers.
• White Water Rafting Grades 4 & 5
  Only as a passenger with no solo right of control.

• activity Category 4 / hazardous pursuits (Subject to a £500 Excess)

  Additional Premium of £70 / £500 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

• Canyoning
  Covered
• Cave Diving
  Covered
• Flying - recreational flying as a pilot
  If current appropriate licence held
• Gliding
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
• Hang Gliding
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand
• High Diving
  Covered
• Ice Hockey
  Covered
• Luging / Tobogganing
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
• Parachuting
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
• Polo
  Covered
• Pot Holing
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
• Scuba diving up to max 50 metres.
  Providing PADI/BSAC Certificate of Proficiency held otherwise no cover. Subject to endorsement in Appendix C.
• Shooting / Hunting
  With licensed operator in EU, EEA, USA, Canada, Australia and New Zealand.
• Sky Diving
  Tandem jumps with an instructor – no solo diving. It should be performed with licensed operator in EU, EEA, USA, Canada, Australia and New Zealand. For solo Sky Diving please contact us by email at globelink@globelink.co.uk