Mobile Phone Travel Insurance

Nowadays, it is impossible to imagine travelling without a mobile phone. From a simple mean of communication it has eventually turned into the indispensable device that we use for planning, researching, booking, buying, taking photos and many more. Obviously, damaging or losing your smartphone abroad is more than frustrating, that’s why a wise step to take before leaving is getting reliable mobile phone travel insurance.

Should anything happen to your mobile phone abroad, Globelink Travel Insurance policies provide the following level of coverage subject to the policies excesses:

• Comprehensive – up to £300
• Annual Multi-Trip - up to £300
• Winter Sports - up to £300
• Globetrekkers Standard Plus - up to £150
• Regular - up to £150

If you want to specifically adapt your policy up to your needs, there is an extra called Cover for Valuables that you can add to the policy type you’ve chosen. It allows insuring your smartphone stating the following parameters:

• Make
• Model
• Device age
• Serial Number
• Value in UK pounds

Mobile phone value reimbursement won’t be paid if you had it stolen out of your carelessness. Always read your policy wordings attentively to know the terms of coverage.

If you have to make a claim make sure to have an original product receipt to prove its value and be ready that it will be compensated as a second hand device with the appropriate cost. In the event of a claim, the insurers will pay the current (second hand) value of the item. Cover is not replacement as new. Get covered, be reasonable and travel safe.