Long Stay Travel Insurance
- 100 Adventure Activities covered for FREE!
- Return Home Option
- Cover for Aussies, Kiwis and Saffas
- Trip Durations up to 15 months + 3 month extension option
What is Long Term Travel Insurance?
Sometimes known as Long Trip Travel Insurance, or Long Stay Travel Insurance - it's specifically designed for younger travellers who are away for longer than the standard 2-week break. Let's face it, when it comes to travelling ‘the more, the better’. With that in mind, we at Globelink have designed several policies to suit travelling for longer periods of time. Including Backpacker products specifically aimed at younger travellers on long-term trips, so you can stay covered for as long as you travel - up to 18 months.
Long Term Travel Insurance / Long Stay Travel Insurance Policies
- Regular Trip Travel Insurance – Up to 60 Days
- Annual Multi-Trip – Up to 120 Days per trip
- Comprehensive Travel Insurance – Up to 18 months
- Backpacker Travel Insurance – Up to 18 months
How much does Long Term Travel Insurance cost?
Often travellers on a long trip need insurance on a budget. Each policy is different so you need to check that the one you choose includes what you need. Globelink provides comprehensive cover and also ‘no-frills’ options with all the essentials like medical and repatriation cover. Remember that 'cheaper' doesn't always mean better. It depends on what you need. The price of long-term travel insurance will depend on many factors, including:
- Your age
- Where you are going
- How long your trip is
- What level of cover you want
- Whether you want any extra add-ons
Why is Long Term Travel Health Insurance important?
Firstly, Travel Insurance and Health Insurance aren’t the same things, so be aware of the key differences so you don’t fall victim to any surprises on your travels. Travel insurance covers unexpected, necessary emergency medical treatment, not regular, routine, or ongoing medical treatment. While health insurance is primarily there to cover regular medical check-ups, rehabilitation, and ongoing medical aftercare usually within your home country. Your Travel Insurance will protect you for unexpected medical emergencies while you are away - so it's essential to get covered.
So Why is Long Term Travel Insurance important?
You have probably spent a while planning your trip and it won’t be cheap. Travel insurance is a necessary purchase to ensure you are protected against all sorts of things that could go wrong - even before you travel. You could easily end up spending much more if you have a problem while away. A missed flight may mean buying new tickets; an illness or accident will mean paying hospital bills that may cost thousands; and lost luggage won’t be covered in full by the airline.
The biggest risk and expense when travelling is medical bills. No one expects to fall ill or have an accident, but being in a different environment can expose you to dramatic climate changes, different water sources, very different foods, and more. All these can cause a usually healthy person to become sick. Also, if you are away for a long period, you increase the odds of something happening.
How long will long stay travel insurance cover you for?
It's usually pretty straightforward to find Travel Insurance cover for 3-4 months. But longer trips can be more tricky. Globelink covers you for up to 15 months and you can extend your policy to 18 months if you contact us before your policy expires (subject to certain conditions). Long-term travel insurance is perfect if you are thinking about:
- Going abroad to visit friends or family for a few months
- Studying abroad
- Taking a Gap Year
- Working or Volunteering abroad
- Travelling around several countries
Always check the policy you choose to ensure it will cover your reason for travel. If in doubt about a Globelink policy, you can call or email us at globelink@globelink.co.uk or globelinik@globelink.eu.
What about before you Travel?
Long-Term Insurance will protect you before you travel if you purchase it as soon as you have booked your trip. What happens to your dream trip if at the last moment you fall ill and are medically unfit to travel? Or if a close relative falls critically ill and you don’t want to leave them? Without insurance, you could lose the money you've paid to book your trip. If you have decent cancellation cover on your policy, you may be able to claim back your pre-booked trip costs, so you can travel another time.
Long Term Travel Insurance Options
Each travel insurance policy is different and has its own specific features, so check which suits you best before you buy. The following table tells you the main features of Globelink policies listed above.
| Regular Travel Insurance | Annual Multi-Trip Policy | Comprehensive Travel Insurance | Backpacker Travel Insurance | |
| Age | under 84 | under 79 | under 89 |
under 51 |
| Cancellation & Curtailment |
up to £2,000 |
up to £6,000 | up to £6,000 | up to £2,000 |
| Emergency Medical & Repatriation Expenses | up to £5,000,000 | up to £10,000,000 | up to £10,000,000 |
up to £5,000,000 |
| Personal Possessions |
up to £1,000 |
up to £3,000 |
up to £3,000 |
up to £1,000 |
| Missed Deparure | Up to £500 | Up to £1,500 | Up to £1,500 | up to £500 |
| Mugging, hijack, catastrophe | Not insured | up to £1,000 | Up to £1,000 | Not Insured |
| Travel Disruption / End Supplier Failure | Not insured | up to £3,000 | up to £3,000 |
Not insured |
Standard Features of all Globelink Policies
- Cover for over 50 pre-existing medical conditions
- Over 100 Adventure Activities for free
- No hidden costs
- Cover for Aussies, Kiwis, and Saffas
- Already Travelling, Post Departure Cover
Add-ons for Your Long Term Travel Insurance Cover
Globelink also offers a number of add-ons so you can customise your policy to better fit your trip. You can add extra options like:
- Hazardous Pursuits: Category 1 and 2 – there are over 100 activities covered for FREE!
- Hazardous Pursuits: Category 3 – you can add cover for these activities for a fee
- Hazardous Pursuits: Category 4 – you can even add cover for these more extreme activities for a fee
Top Tips for Choosing Your Long Stay Travel Insurance
When you’re looking for your long trip travel insurance, there are a few tips to help you chose the right policy:
- Shop around. Don't just look at price. The cheapest is unlikely to be the best or provide what you need.
- Check what's included as standard. Absolute essentials include Medical Expenses and Repatriation Cover and Cancellation and Curtailment; The rest depends on your requirements. Always check beyond clever headlines. Or you may end up paying more by the time you've added the basics you need.
- Check what activities are included. Globelink cover over 100 activities and it could cost you a fortune if you need to add these. Don't risk participating in activities that aren't covered. You're more at risk of injury and could end up paying thousands in medical costs.
- Check Government guidelines for you and how this impacts your insurance — especially at the moment. This is the FCDO for UK residents. It will invalidate your insurance if you travel during a legal travel ban unless you have a permitted reason.
- Check all your destinations are included. Don't travel to a location that you haven't included in your cover. Geographical Area Definitions vary for each insurer - so check you chose the right option for your Long Term Travel Insurance
Choose your long stay travel insurance wisely and travel for 15 months, extendable up to 18 months. Stay safe with Globelink Travel Insurance.
Still have questions?
Globelink team will assist solving any of your questions over the phone 00 44 (0) 1353 699082.
For reliable Travel Insurance, simply complete 5 quick & easy steps. Pay with your Visa, MasterCard, or PayPal and receive your policy documents by email in seconds.
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