Travel Insurance Policy Extensions

How do I cover?

Additional cover for valuables can be arranged easily at Step 3 on the ‘Extras page’ ‘Add Additional Cover for Valuables’ Option: you just need to specify the make, model, product age, serial number and value (in UK pounds) of each valuable. Note: In the event of a claim, the insurers will pay the current (second hand) value of the item. Cover is not replacement as new.

What can I cover?

These options come in two levels of cover, to increase the cover for valuable items such as

• Laptops
• Mobile phones
• iPads
• Video cameras
• Cameras

Event Cancellation extension provides cover if your trip has been arranged to attend a sporting or entertainment event that you have purchased tickets for prior to your trip, and that event is cancelled.

Amount you pay towards the cost of each claim under the Policy after the application of the Policy limits. Excess waiver extension costs as little as £7 but this option will ensure that there will be no Excess deduction from your settlement in the event of a claim.

Excess is the amount you are responsible for in the event of a claim. In other words, if you make a claim on your Travel Insurance Policy, the excess is the sum that will be deducted from your claim settlement. For example, if you make a successful claim for £500 and your excess is £50, you will receive £450, because you must fund the first £50 - your excess.

We offer the option of a Golfers Extension to include the following:

• Golf Equipment
• Golf Pack
• Golf Course Closure
• Hole in One (Bar Bill)

The insurance policies include cover for Repatriation to your home country within the EU if medically necessary. Our entire range of policies are also available to Australian, New Zealand and South African passport holders who are currently living in the UK and EU. Cover is for round trip journeys from UK and also for one way trips of up to 15 months duration and can be optionally extended to include Repatriation to Australia, New Zealand or South Africa where medically necessary.

The additional Repatriation cover must be included for One Way trips exceeding 31 days. We have no minimum residency period but we strongly recommend that you get yourself registered with a GP in the UK or EU as applicable with the local healthcare arrangements in place.

You have the option of a Wedding Extention to cover the following:

• Wedding Attire
• Wedding Bands limit
• Cancellation of Ceremony and/or Reception
• Wedding Photography
• Wedding Gifts

Return Home option allows you to travel home on up to three trips to your country of residence within the European Union during the period of insurance. It is very convenient if you need to suspend your trip due to any reason (medical issues, family circumstances, weddings etc.) without your policy lapsing.

Cover under the policy will not apply whilst you are in your home country and will not be in effect until such time you commence the outward journey to continue travelling, other than for Cancellation cover. The original insured policy period will still apply.

Return Home option is a extra cover available for the long-term Globetrekkers policies.

Our travel insurance policies provide cover for many adventure activities covered under each category and important terms and conditions that apply:

• Activities listed in Category 1 and 2 are included as standard without additional premium.
• Activities listed in Category 3, and Category 4 can be covered when you pay an additional premium.

If you plan to participate in any Winter Sports Activities, you need to purchase Winter Sports cover, or an Annual Multi Trip Policy with an individual ‘trip duration’ of 45 days or more (as this will give you 17 days free Winter Sports Cover).

Extra cancellation cover, no need to replace your existing policy, covers your more expensive holiday costs.

Cancellation Top Up is available for people aged up to 70 years on Globelink Comprehensive and Annual Multi Trip policies. You can purchase up to an additional £3000 of cover per person. This means the total Cancellation cover can be increased up to £9000 per person if required.